It’s a financial institution, unlike other companies, they do not throw lots of cash flows. Banks are built to sell cash. For reference check the snap shared by Mohit in the post above, even Bajaj, shriram, HDFC bank, etc. have negative cash-flow.
Posts in category Value Pickr
Usha Martin – Coming out of the Chaos (21-03-2024)
Has anyone idea, why promoter group is continuously selling shares??? Is there any problem with the fundamentals or any news??
Ugro Capital – Opportunity To Invest in a Fintech-like Company Below Book Value (21-03-2024)
Why is their FCF so negative?
Bull therapy 101-thread for technical analysis with the fundamentals (21-03-2024)
Same scenario with Tips Industry on 20 dec 2023, huge selling done by promoters. But still stock is rising.
Bull therapy 101-thread for technical analysis with the fundamentals (21-03-2024)
I’m trying to understand charts and have read ‘A complete guide to volume price analysis’ by Anna Coulling. But what’s happening in this chart. There’s a huge red volume candle in Sep 2023. Shouldn’t the price have corrected after this? I have been thinking red volume candles mean selling and a signal to get out. Can anybody help here? Does technical analysis not work or what?
How do you pick stocks for SIP & decide SIP duration (21-03-2024)
To view this in StockEdge, click StockEdge
I’m following an SIP investment theme called Mother Stocks.
Mother stocks refer to those that are principal companies (mother) operating in a particular line of business and also own or operate smaller companies or segments (children) that may or may not be in a similar line of business and are performing well.
The SME portfolio (21-03-2024)
Hi sir, Kindly Refer SONU INFRA,
Ugro Capital – Opportunity To Invest in a Fintech-like Company Below Book Value (21-03-2024)
The company is growing faster than any other NBFC + right now value may be low from their current growth
CAMS – Indirect Bet on Financialization? (21-03-2024)
From a Motilal Oswal Research Report dated 13 March 2024 available in public domain:
On AIF / PMS:
CAMS commands ~ 50 % market share among AIF / PMS funds utilizing RTA services
On ThinkAI
Data, Algorithm, and Applications are the three pillars of AI. The share of digital lending now accounts for 30 % + of all lending and fintechs, providing 95 % + digital lending solutions.
Among others, Think360’s flagship alternative credit scoring product, Algo360, is India’s leading alternate data solution, which powers income estimation and risk estimation based on device data. CAMS and Think360 bring exciting synergetic opportunities, (its “GenAI” capability completed its first engagement with an international client) to transform customer onboarding and drive smarter decisions.
Management expects this business to scale up exponentially given its low base. As of 9MFY24, this business contributed 1.6 % of the total revenue.
On Account Aggregator
The National Financial Information Registry (NFIR; announced in Union Budget 2023-24) aims to change the way credit is distributed and underwritten to new-to-credit (NTC) and underbanked borrowers. The focus is to facilitate cash flow-based lending and economic inclusion. The AA network went live in Sep’21 and is still in its nascent stages. NFIR, when integrated with the AA system, will have a game-changing impact on the domestic financial services industry.
On Insurance Repository
The potential e-insurance policy market size is ~ 500 m and the revenue potential is likely to be ~ INR 5b annually. Considering the competition, even if the prices deplete by 50 %, the market size is expected to be ~ INR 2.0-2.5b annually.
Green Hydrogen as a Fuel – Indian Companies leading the Green Revolution (21-03-2024)
I think more or less we are in same page !
As regds to my Renewable energy basket , nothing to hide …declared so many times in this forum …Anyway never mind to mention here once again, 
From Pvt corporates , i am holding Tata power , Reliance , JSW Energy , L&T. Thermax.
Adani Green & Adani enterprise was added during thr last big dip and now almost i have gained 30% post correction.
From PSU Energy basket …I have many which I had entered 2 years back from extremely lower level. I continue to hold for long term with a view to earn regular dividends and capital appreciation is secondary , though I have already booked profi to reduce overall size and get back my basic capital from most of them. still I hold a sizeable chunk of these stocks.
PFC, REC, IREDA, NTPC, NLC, NHPC, SJVN, OIL, IOC , ONGC, GAIL, BHEL
Discl : It is not a buy sell recommendation. please do your own assessment before investing