There is thing called safety of fund as well ,while idfc does give 1% higher intrest rates but most people including me would park there funds in safer banks like hdfc or axis bank. Not only for safety but better products as well ,you could easily recover that 1 % by better credit cards alone .
From wealth management to credit cards both the banks is miles ahead of idfc,idfc outsources it wealth managment to hdfc or icici as told by my rm.axis netbanking is also better then idfc cant say the same for hdfc but with idfc i have seen the phone banking crashing and i am unable to transfer the funds for some periods of time and this happened multiple times.
The only reason i am using idfc right now is 3 in 1 zerodha account and there no charges on debit card for international transaction and unlimited imps transaction.If i had the money i would park my money in axis or hdfc.
| Subscribe To Our Free Newsletter |
