IDFC First Bank Limited

I see a lot of TA around stocks here but for consumer facing entities like IDFC First Bank, I see very little appreciation for the consumer-centric approach that VV adopts at every step of the consumer journey. It’s a qualitative factor and perhaps the most important one. Would love to see someone perform an analysis on how consumer-centric the bank’s products and support are. Just to remind this forum, VV ‘thought of a better bank’ after his outstanding stint at ICICI Bank. Imagine the learnings, if you can. We’re looking at the WIP of something better than HDFC and ICICI here. There will be hiccups but the overall vision and commitment to the vision cannot be ignored during a fundamental analysis.