Let’s be cautious here! I would give Gruh higher marks in risk management. No doubt they have slowed down loan growth compared to Repco. There is rural distress going on so better to be safe than sorry later. Agri comm. prices have crashed worldover leading to great trouble in rural economies. With the benefit of hindsight, Gruh had done it before 2008 crisis so current slowdown in Gruh’s growth could be deliberate.
Disc: Invested with high allocation
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