Bank is strategically not passing on Interest hikes to customers.
It has enough room to weigh down on NIMs and focus on 20% YoY growth in loan book, while making sure that it has a good set of customers on its books. That seems to be his priority, cuz I have been hearing him mention it in every concall, conferences etc. He has said it many times.
In current, Investor presentation (page 34), they have made an infographic around credit ratings of the customers.
Subscribe To Our Free Newsletter |