Currently Even ULIP Plans have commission ranging from 2 % to 10% only. Gone are the days of 25 to 35% commission still Bank people are selling ULIPS aggressively then they will surely sell Mediclaim where commission rate is 15 % ( not 10%) Also there are other Fringe benefits and competitions by which another 5 to 10 % is given indirectly.So it still is quite attractive compared to mutual funds and Ulip products for Banks
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