Just to add on to casa point, the casa usually grows as ur customer gets older. For the reference you can check you own saving acct balance 5 years back, 10 years back and 15 years back, i am sure ull get number in some multiples.
Same happens with every branch a branch which is 1-3 year old will be 1x casa while a 5 year old can be 2-3x casa, a 10 year old branch can have 10x casa and 15 -20 year old branches can have 30-60x casa from their opening year.
So its more of a game of longetivity rather than interest rates.
Longetivity comes from salary accts and home loans. Thats where the focus should be if u want to have good casa in long run, high interest rates are just initial jump start to catch what they dont have, in long run probably above should work around.
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