Hi Souvik
Really appreciate your horizon but it would be great if you mention your goal for coming decade.
Also one personal advise don’t make your mind initially itself and consider the horizon, trust me its a very long run and there will be lot of bad and good times.
Portfolio suggestion:
ACE: I would avoid personally.
Reason is its semi cyclical and lots of good competitors. Also one down cycle can vanish your all the gains.
IPL: Again try to chose good management and have good track records. I think this itself will hint you.
I am novice investor and only mere exp as compare to other fellow VP.
Disclaimer: I am not registered adviser, we all are here to grow and make some decent money.
Happy investing 
Feel free to comment and look my personal goal Financial independence
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