When I compare this card with Amazon ICICI or Flipkart Axis , only advantage is 5% cash back from all the online purchases. Disadvantage is 10 k / month limit and 999 per year annual fee , which is not there in both the cards. One must purchase approx 20 k/ year online to compensate for annual fee. I would prefer to have both Amazon ICICI and Flipkart Axis and avail unlimited 5% cash back on 3 main e-commerce portals without paying any annual fee. Also, from investment perspective , though I like credit card business , I have not invested in SBI Card as it is consistently losing market share. Management change has also been frequent and abrupt in the past.
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