Hot Stocks: Why SBI, Hindustan Unilever and PB Fintech could give 16-40% returns in 1 year?

The global investment bank raised earnings for SBI by 3-5 per cent. It has factored in better credit growth as it is well-placed to gain market share. Net interest margins (NIMs) may be range-bound as the share of corporate credit rises. Healthy credit growth and low credit costs will support earnings growth, said the note.