– Markets crack—what should you do?

While sudden and sharp falls do provide an opportunity to buy, don’t get into a buying frenzy. In the long run, asset allocation is important

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Lower valuations are a good point to start buying, but you don’t know what tomorrow holds. So, stagger the investment. It’s difficult to spot the bottom of the market or when the fall will stop and markets will turn around. Hence, one should continue existing investments and top up systematic investment plans (SIPs) if you can….