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Sharan Hegde’s top 3 hacks for financial planning
“Without saving, how do you invest? The one thing that I have a problem with is these generic rules which are there on the internet. I am sure most of us have heard this 50-30-20 rule; 50% goes towards basic expenses and then 30% goes towards discretionary expenses like shopping, going out and the last 20% should be for savings. I think that is a huge disservice for people because people are blindly following that rule.”