There is a slight liquidity crunch in the whole banking industry. Nothing to do with Yes Bank alone. I have never seen banks vying for FDs this much in the past 7 years. Its just that YB is giving a higher interest on SB to woo more depositors. However, if you are an equity investor and tracking the CASA ratio the figure put up by the company may be quite misleading due to the higher interest cost on saving account balances.
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