Hello Everyone,
Recently I got approved to be part of this ValuePickr group and I am really happy that such a platform exists where people are more helpful than trolling and spamming.
Brief about myself and my strategy:-
I actively study my portfolio but avoid making frequent changes which can digress my initial thought process of decision making. I am currently in my 30s and strongly believe in taking risks for wealth generation. I am a Finance post Grad, so I do look at macros, cash flow, and financials along with technicals but I strongly believe in my judgment and that’s the key to my investing strategy.
I have also made quite a good amount of money with my approach and some of them have turned out to be multi-baggers but the risk persists and I am OK with it.
Below is the list of my holdings and some context along with it. I am heavy on Banking and Chemical Sector along with IT and also keep an eye for Diamonds in the Dust 
Yes Bank | Qty 78K | 33%
Note: Yes, I am one of those who invested for ages and continue to hold for more than 5-6yrs. I have avgd aggressively to bring down my losses however stopped this madness about a year ago when the price was hovering around 12rs and my avg buy price is 27rs.
I have strong belief in Banking and Financial sector for coming decade+ as they will move the economy and with the ongoing transformation with YB, I am comfortable to keep this elephant in my portfolio hoping in next 2yrs, it may cross my buy price.
IDFC First Bank | Qty 14K | 8%
Note: I have strong belief in IDFC FB Mgmt team and their approach towards retail banking. The deleveraging of the corp loan book which they achieved shows the mgmt capability to be aggressive in the already chaotic Banking sector. The gradual increase in retail loan book and vision to become next HDFC Bank is why I am stuck to this theme. PS: I also hold savings account, FD and CC with them. That’s my commitment. I have decent profits of approx 35% at CMP
RBL Bank | Qty 2.5K | 8%
Note: I had purely invested for a swing trade at the levels of 216rs and am currently stuck in this counter. I don’t like booking losses and am comfortable keeping the holdings with little avg here n there when it hits rock bottom to my belief. Avgd buy price ~190rs
IBull Housing Finance | Qty 1.2K | 4%
Note: This company has gone through a lot of rough patches and I thought it was on the verge of transformation when the qtrly results started improving for couple of qtrs but the stock price nosedived when RBI search news at their office broke out. From thereon the mkt is bearish and stock is on freefall. I have been closely monitoring their financials and the company has decent loan book increase along with stock currently trading below its book value of 356rs so can be a multibagger in long term. Also I know that they have been religiously repaying their interest and principal for NCD and Debentures and havent defaulted which means they are here to stay for long term. Currently at loss of 40%
Equitas Holdings | Qty 3K | 3%
Note: Not done with my banking list yet. 
I have strong conviction with this specific small finance bank and they are here to become behemoth in micro financing catering to the lower earning section of the society. There is lot of competition as well in this sector however, I belive Equitas is well poised to grow with the overall economic boom theme in coming decade. Things will be much clearer when the merger completes with Equitas Small Finance Bank. I have a good profit and it’s already a multi-bagger for me holding since 2020
UPL | Qty 1K | 7%
Note: This is one of the heavyweight largecap stocks which is part of my portfolio stability structure and given the global market catered by UPL, I feel UPL is poised for growth. I would wish the UPL mgmt team starts aggressively reducing their debt but that is happening at slow pace. Overall it generates a good dividend for me as well. My aim is to reduce the qty to half at the levels of ~800 when it turns multibagger for me and then invest in upcoming agro/speciality chemical themes.
Sudarshan Chem | Qty 700 | 5%
Note: This is one stock in which my overall research and study collapsed big time. This is a unique company with not much competition in pigment manufacturing and globally ranked 3rd (was 2nd earlier). I had high hopes that it will continue the last run-up of chemical theme but this did not budge a lot and has corrected further in current bear market. On the company con call, I do not find the mgmt looking to be transformative and ambitious but just remain as business as usual. I had small profits till last year but got eroded recently. Will be exiting this script upon some reasonable profit as I am invested since 2020. currently at loss of 18%
Bharat Rasayan | Qty 10 |
IPL | Qty 250 |
Paradeep Phosphates | Qty 2.5K |
Note: Holding smaller qty of the above scripts as slowly will be increasing qty in these as they will grow good in long term. Also will be will be increasing the qty gradually and switch in between these while reducing qty in UPL. Currently sitting in double-digit profit in all of these.
INFY | Qty 400 | 5%
Note: When I think of growth between largecap IT, I believe INFY will be faster in growth compared to TCS. They are cash rich for sure but mgmt really does not know where to invest further and grow. Eventually they have to come up with better value proposition else they are the next ITC in making. Given that IT business is asset light, the revenues are good and it provides stability and dividend pay to my portfolio. Invested for many years and will continue to hold. Already a multi-bagger for me and I always accumulate during corrections such as cmp ~1396
Latent View | Qty 500 | 4%
Note: I purchased this script recently with my thought process of having 1 stable+1 growth stock in each sector. Being from IT industry I surely know that analytics is going to get big in near future and is consumed by not only IT but other industries like OIL n GAS and Manufacturing, Pharma. etc. for their sales, manufacturing, and business forecasting. The application is tremendous and only time will tell if I am right or wrong. This is again a long term bet and will keep accumulating on dips. currently at loss of 20% at cmp.
MGL | Qty 250 | 3%
Note: I added MGL in my portfolio last year just to go with energy theme and purely based on technicals assuming it was in oversold zone and ongoing business. However it stabilized at that level and fell further in current bear market. Honestly I do not know what to do with this one but will only take a decision to exit once it turns green with decent profits to beat the FD rate of my loss in time.
Trident | Qty 3K | 1.5%
Note: I have regretted not buying trident at the level of 6rs during covid times even though after researching enough about it. Recently, I found it to be in lucrative levels and hence added it in my portfolio. The strong value proposition of this company is its market reach globally which is going to be affected with upcoming slowness in next few qtrs if consumption slows down along with mgmt which recently went through rejig but I am hoping the rigor continues. I will continue to accumulate it at lower levels for very long term if it gives good profit.
Coffee Day Ent | Qty 10K | 8%
Note: This is one stock on which I am bullish to become multibagger in next 18months. I have it in my portfolio since Jan22 and had decent 60% profit in few months but that was un necessary run up. Currently the stock is stabilizing at 60-70 levels and with upcoming qtrly results, increase in sales post covid and reduction in debt post demise of promoter. They have huge chunk of subsidiaries, along with acres of coffee farms. They are slowly decreasing the debt after the scam was unearthed and expecting returns from recent sale of assets and stakes in Embassy tech village+one of their mining subsidiaries. The stock is trading way below its book value and next few good qtrs will hopefully make it cross the levels of 100rs.
I have taken similar bets in few other companies like above and have made multibaggers in decent time period of 1-2years. (Greaves Cotton, ATGL, Prince Pipe etc.) If I am successful in the above, I will increase my bets on such transformation themes.
Apart from above I have small qty of Adani Wilmar and will be accumulating slowly for my FMCG sector which I have sold out completely.
This is 20% of my investment, with the remaining 20% in US mkt (Employee Stocks), 40% in Real Estate and remaining in EPF/PPF/FD Etc.
I have slowly started building/accumulating/growing my portfolio in US stocks with Vested as the bluechip in US is big time beaten down right now.
I would be very happy if I can get an honest opinion of this community and your thoughts.
Happy Investing! 
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