As a idfc credit card holder and a credit card fanatic,i dont use my idfc bank card at all ,the rewards have reduced and now there are redemption charges as well starting this month.
I have the card only because it’s free and there are offers once in a blue moon.I also don’t understand there current strategy of credit card business of offering lower interest to high cibil users as they really don’t care about interest rates because they always pay on time, to me it feels like a classic example of if it ain’t broke why fix it!
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