IDFC First Bank Limited

I am an HNI and IDFC forms the biggest holding in my portfolio, why IDFC is ready for giant leap is because of below reasons :

1. Best technology stack in the banking sector - their ML & AI stack is world-class and going to support its growth in a massive way.
2. Mr. V Vaidyanathan is an amazing promoter that I have come across in recent times, his values and way of working is excellent and it will reflect on the bank’s performance.
3. Control over the NPA and fulfilling all the guidelines provided by the bank in 2018.