Thank you so much for your kind feedback
Indeed my primary attraction towards US tech rn is their cheapness google msft available at such insane valuations of close to <20 ev/ebit will probably not be seen again and inr depreciation seems to be a constant.
IEX indeed I am looking into upcoming competition closely and ITC no doubt test patience very hard 
Regarding your churning strategy, what are the tax implications how much of the returns are eaten up by LTCG? my aversion to selling comes from having to deal with taxation mess
and finally, kudos to holding hdfcbank for 10 years rewards of patience must be fruitful now!!
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