Anil Rego on how and when to port health insurance policy

“One needs to go back almost 45 days before to the insurer and if one goes there in time, then there is no way anybody can refuse, number one. There is an IRDA form which has to be filled for portability and then the insurance company will underwrite the policy, look at the health background etc and see whether one would like to continue with the policy or not and within 15 days they need to come back and tell either ways yes or no.”