I am saying this from a user’s perspective, I know nothing about its business.
Been using Paytm for more than a year, app is neat, satisfied with the services of Wallet and Bank Account they provide, execution of transactions is flawless, never faced any glitches, reports of Wallet and Bank Account, did not use any other service like credit card, or loan, did not make any deposit.
Although the aforementioned services (excluding the services which are provided with tie-ups with banks) could be provided from other payment apps too, I don’t know, but Paytm does the job for me.
I don’t know its place in the fintech space, but I think it deserves a place to be in there, as it works.
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