Most senior citizens of current age including my father stick to Psu banks due to there past experinces although idfc differentiates itself from other banks in terms of charges but most old people i know are reductant and many have to changed with times ,One person i know who is old and uses credit cards uses it for travel reward it comes with and all the amenties it comes with and when it comes to rewards axis and hdfc are miles apart compared to the Idfc Fd card.
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