If you are holding stocks for long term, ( I assume it means 5 to 10 years) then it does not matter if stocks do not move much within a year or two. And specifically HDFC bank and Kotak bank are two of the best managed private banks with huge size benefits. So my guess is its only a matter of time before they start generating returns.
I think you should try and understand and define yourself as an investor, which slot you fit in. If you think its long term as described above, then its okay to be in the situation you are in. But if you have the left out feeling ( as a lot of cats and dogs are running hard) then its a different proposition.
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