On the cross selling part, My opinion has changed recently. Off late their employees promotions are linked to the cross selling sales numbers.
One of my friend’s brother is a sales and branch executive in a Semi-urban(Town with 1lakh population) branch in Andhra Pradesh.
Off late he keeps calling me, my parents and friends to take Bajaj Allianz health Insurance thru him. He keeps telling me that his promotion to deputy manager in January is partially linked to the Insurances and wealth management products he sell to the potential customers.
Upon his continuous follow up, I told him that I will take Term insurance for my younger brother but not this Insurance & Investment mix product. Two days later he said the commission % on Term insurances are low and his manager was not so keen on getting such policies on boarded.
Disc: Invested
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