Ujjawal portfolio ( Betting on the long-term compounding)

I use four liquid funds to park my money. These funds allow for an instant withdrawal of 90% of the invested amount, with a daily withdrawal limit of Rs. 50,000. These funds at least give you a far better return than keeping them in SB.

1. Nippon India Liquid fund
2. Axis Liquid fund
3. ICICI Pru Liquid Fund
4. Aditya Birla Liquid Fund

Disclaimer: This is not a recommendation; please conduct your own research before investing.

Impact of RBI repo rate fluctuation:
Short and medium term debt mutual funds will be relatively less impacted versus longer term debt mutual funds given their limited vulnerability to interest rate risk.

Liquid funds fall under the short term debt fund category, which invests in Treasury funds or securities with maturities around 91 days.