Is Buy and Forget a Myth?

The only index funds (like the Nifty 50) are appropriate for a buy-and-hold strategy when the index is held for very long period of time it thought to be one of the smartest and safest investments. By the nature of how the index works, it automatically gets reconstituted year by year, which nullifies a particular company’s or stock’s longevity and moats getting shorter. Based on the performance of the companies and on fulfilling the eligibility criteria, the elimination or inclusion of old or new stock is done. For middle-class investor the Index funds can only be consider as buy-and-hold strategy for long term important goal setting.