Portfolio Review – Dec 2022
2022 is my 4th year in Investing. My investing methodology has improved, focusing more on peaceful, limited-risk investments with realistic return expectations. I have also adopted goal-based investing primarily through Mutual Fund investments.
Milestones – 2022
- Adoption of Goal-based investing
*Allocation inclining more toward MF
*MF and Equity allocation at equal levels
*Equity investments have crossed investments in Real Estate
Portfolio
*Large Cap Portfolio (Coffee Can)
*Mid Cap Portfolio
*MF Portfolio
Overall PF Spread
Large Cap Portfolio
| CODE | Industry | Buy | Buy % |
|---|---|---|---|
| ITC | Consumer Staples | ₹210 | 11.3% |
| HCLTECH | Information Technology | ₹835 | 8.1% |
| TCS | Information Technology | ₹2,947 | 8.0% |
| TITAN | Consumer Discretionary | ₹1,450 | 7.9% |
| BAJFINANCE | Financials | ₹4,687 | 7.2% |
| ASIANPAINT | Materials | ₹2,430 | 6.8% |
| PIDILITIND | Materials | ₹1,873 | 6.6% |
| NESTLEIND | Consumer Staples | ₹15,936 | 5.7% |
| HDFC | Financials | ₹2,154 | 5.6% |
| ABBOTINDIA | Health Care | ₹14,523 | 5.2% |
| HINDUNILVR | Consumer Staples | ₹2,175 | 4.9% |
| GODREJCP | Consumer Staples | ₹763 | 4.8% |
| KOTAKBANK | Financials | ₹1,545 | 4.8% |
| HDFCLIFE | Financials | ₹609 | 4.6% |
| RELIANCE | Energy | ₹1,676 | 4.3% |
| BATAINDIA | Consumer Discretionary | ₹1,457 | 4.0% |
Updates:
- Increased allocation on the Top 8 Stocks
- Bajaj Finance/TCS/Pidilite is now on the top listt
- No new stocks added
- No additional investments in the last six stocks
Mid Cap Portfolio
| CODE | Buy | Buy % |
|---|---|---|
| IEX | ₹164.76 | 16.2% |
| JUBLINGREA | ₹605 | 14.6% |
| DEEPAKNTR | ₹1,614.16 | 14.5% |
| TATACONSUM | ₹695.47 | 13.7% |
| SYNGENE | ₹562.00 | 12.4% |
| LAURUSLABS | ₹382.54 | 9.8% |
| APLAPOLLO | ₹539.86 | 9.4% |
| CDSL | ₹600.00 | 9.4% |
Updates
- No New stocks added
- Increased allocation to IEX/JUBLINGREA (A tough bet)
- Will stay away from investing in Midcaps further as they require a lot of conviction
- Planning to go the MF way for Small/Midcaps
MF Portfolio
| MF Name | Current |
|---|---|
| Nasdaq 100 FOF | 12.33% |
| Greater China | 19.36% |
| PPFAS Flexi Cap | 23.46% |
| Edelweiss Midcap | 16.70% |
| TATA Digital | 16.70% |
| Canara Bluechip | 11.45% |
| Total | 100.00% |
Updates
- Nasdaq investments are from 2021 as new investments have been barred
- Midcap/Digital/Bluechip is MF where I’m investing aggressively so PF will be different next year
Goal 2023
- Identify One Small Cap and Index PF to invest.
- Increase allocation in MF to achieve an allocation ratio of 65:35 (MF: Equity)
- Invest in a new-age business (Risky bet) – Probably it is going to be Zomato but let’s see
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