Update on Portfolio:
Based on above tables, last year I have focused on large caps as small and Mid caps were outperforming in CY 2020-2021.
Portfolio weightage:
| Stock | 18% |
|---|---|
| Equity MF | 11% |
| Debt MF | 23% |
| FD | 5% |
| Gold | 8% |
| Cash | 22% |
| Other | 13% |
Still lower proportion in equity (~29%), I need some money in next 2 years hence parked large amount in debt fund and in cash as I am still not finding many opportunities in the market where I feel comfortable. But since I have achieved my target, I can move more incremental money into equity now. So I have increased my monthly SIP as I don’t need this money in short term.
MF Portfolio:
Still focusing on index fund in MF portfolio but added basket of small cap funds.
The distribution is large cap 60%, Mid cap 20% & Small cap 20%.
Equity portfolio:
No major changes since last time, still portfolio dominated by ITC,TCS, Insurance and banking stocks. ITC, Rites and Cochin outperformed while other stocks have minimum movement so no significant movement in either direction in portfolio.
New position added:
Sundaram finance, Muthoot Finance in addition to the Kotak, HDFC as these are trading lower than their historic valuation and I like the management based on their track records.
Added PSUs like Gail, GSPL and REC as I need to park some money where MOS is higher and at the same time div yield is attractive as well.
| Sr No | Ticker | Inv Price | Allocation |
|---|---|---|---|
| 1 | NSE:ITC | 206 | 20% |
| 2 | NSE:HDFCLIFE | 566 | 9% |
| 3 | NSE:ICICIGI | 1,292 | 9% |
| 4 | NSE:HDFC | 2,278 | 7% |
| 5 | NSE:TCS | 3,903 | 5% |
| 6 | NSE:HDFCAMC | 2,242 | 5% |
| 7 | NSE:COCHINSHIP | 451 | 4% |
| 8 | NSE:LALPATHLAB | 2,688 | 4% |
| 9 | NSE:GAIL | 88 | 4% |
| 10 | NSE:RECLTD | 100 | 4% |
| 11 | NSE:IOC | 77 | 4% |
| 12 | NSE:RITES | 250 | 3% |
| 13 | NSE:ICICIBANK | 724 | 3% |
| 14 | NSE:GSPL | 239 | 3% |
| 15 | NSE:MUTHOOTFIN | 1,040 | 3% |
| 16 | NSE:SYNGENE | 562 | 2% |
| 17 | NSE:AJANTPHARM | 1,198 | 2% |
| 18 | NSE:KOTAKBANK | 1,755 | 2% |
| 19 | NSE:SUNDARMFIN | 2,048 | 1% |
| 20 | Other | 5% |
Below image summarize the portfolio:
Few names missing in the above allocation table as it is very small part of the portfolio.
I like to build position slowly so the one in light yellow, I keep on adding and meanwhile there might be many position where I keep on booking profits time to time.
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