one correction if I may …VV never said he will build retail only bank. If you listen to last year conference calls …They will continue to lend to corporates which are good and selectively …if you see their corporate loan book is increasing.
they only said they will not lend to infrastructure based companies.
Note : IDFCFB is not retail only bank. If your thesis is that this is retail only bank , you may have to reconsider the decision
Look at the corporate section in the image
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