Life Insurance Companies – Comparison

Although I am not good in numbers, one way to look at it can be to –

1. Check how much growth these Life insurance companies get in Q4 as compared to Q1, Q2 & Q3 as Q4 is run up to close of Financial year.
2. Then Check, how this delta growth trend has been in last few years. Is the delta progressively reducing. If yes, that might imply lesser number of people investing in insurance for tax savings…at least at last moment at close to end of FY.
3. Check the growth and mix of those insurance policies that come under 80C only as part of overall growth and product mix.
4. Again check the progressive trend for Point 3 over the years.

Also, above exercise needs to be done for each Life Insurance firm individually, because the target consumer for LIC maybe different as compared to HDFC Life or rather the buyers who target LIC maybe different as compared to HDFC Life.

If someone is really able to manage above numbers, will be great insight and helpful, Thanks

Disc: Same as above