Yes, this price difference only makes sense only if you are either a existing shareholder of USFB and willing to hold for a year or those who tries to make fresh position in USFB for more than a year.
As mentioned by @arsh13 , if someone who wish to make money out of this, they have to keep in mind they can make money only when UFSL starts moving up and bridges the discount. If USFB starts dropping and USFL holds the price, then this becomes meaning less.
Disc: was invested in USFB, post RBI NoC, switched my holdings to UFSL
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