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“ICICI Bank’s mortgage business is primarily done within the bank and this business has been growing rapidly. Only a very small portion of the bank’s overall mortgage business is done by ICICI Home Finance Company,” he added. ICICI Home Finance contributes about 10% of the book value of total home loans given by ICICI. “ICICI Home Finance focuses on home loans in smaller cities and has smaller ticket size,” a bank official said.
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