Latest folio status:
Not bad full year with 10% gain (considering withdrawals, just 4% if ignoring those dots!). Last peak was hit in december 2022. Now, 8% down from that peak. No significant withdrawals since last update, now running expenses purely on accumulated dividends of past 5 years so far, will last a few more months like this.
Past year graph: (courtesy zerodha)
Past 3 years graph: (courtesy value-research folio service)
Biggest loss of this year has been Coastal corp, it might still work out 1-2 years down the line but the wait is itself not risk free. Krsnaa is second, same pattern. Still holding the third, Best agro, with conviction 
Tips and RACL were the biggest winners, tied for top spot. Expleo next.
Current folio:
| Company name | Last price | Cost per share | % of Total | Return % pa | Total Return % | Current Return % |
|---|---|---|---|---|---|---|
| Ujjivan Financial Services Ltd. | 267 | 124 | 15.0 | 124 | 107 | 115 |
| IDFC First Bank Ltd. | 56 | 38 | 10.2 | 64 | 45 | 45 |
| RBL Bank Ltd. | 159 | 105 | 9.3 | 62 | 52 | 52 |
| Kilpest India Ltd. | 411 | 362 | 7.9 | 16 | 13 | 13 |
| Mirza International Ltd. | 273 | 156 | 7.8 | 76 | 75 | 75 |
| KPI Green Energy Ltd. | 451 | 431 | 7.4 | 10 | 5 | 5 |
| Gujarat Themis Biosyn Ltd. | 612 | 608 | 6.7 | 28 | 10 | 1 |
| Ugro Capital Ltd. | 154 | 173 | 5.8 | -26 | -23 | -11 |
| Shivalik Bimetal Controls Ltd. | 438 | 196 | 5.7 | 96 | 125 | 123 |
| Agarwal Industrial Corporation Ltd. | 646 | 592 | 4.7 | 368 | 9 | 9 |
| Satia Industries Ltd. | 122 | 120 | 4.4 | 33 | 2 | 2 |
| Tinna Rubber And Infrastructure Ltd. | 369 | 381 | 4.4 | -44 | -3 | -3 |
| Diamines & Chemicals Ltd. | 419 | 411 | 3.7 | 179 | 30 | 2 |
| Best Agrolife Ltd. | 1099 | 1439 | 3.5 | -82 | -29 | -24 |
| Meghmani Finechem Ltd | 1073 | 772 | 3.5 | 34 | 39 | 39 |
| Total Stocks | 100 | 22 | 86 | 28 |
Trying hard to maintain a limited list of 15 stocks. Recent buys have been mostly PE=10 or below, except Best agro and Tinna. Best agro price fell to reduce the multiple, would have like earnings rising of course 
Trying to reduce risk of elevated expectations, though of course some are cheap for the nature of commoditized biz/sectoral valuations.
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