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Can you ditch mutual funds and stocks and just buy ULIPs? Vivek Jain answers
“Historically, for the last three years, the returns are really good. They are as high as 20 to 24%. But over the long term, policyholders can expect about 12-14% returns in the long term although if you look at the returns, even in the seven-year category, they are as high as 17, 18% as well. But typically, one can expect a 12-14% return.”