IDFC First Bank Limited

I noticed recently that the IDFC first credit card swipe on POS machines are showing an option to redeem reward points.
Reward points redemption attract INR 99+ GST fees.
Shop keepers simply press yes for anything that shows up in POS fearing payment failure.

This way I myself lost the 99+ gst twice for purchasing small amounts. I find this little trick dirty from a customer POV. Business will gain good revenues from it though.

Disc:
Invested, savings account and credit card holder.