I have been subscribed for around 3 years in intelsense long term and I think what you said is somewhat correct if you are deviating too much from recommended buying price, for that I used to feel the same. If you bought at different price then recommended then you are on your own.
But recently one improvement has been announced which I appreciate a lot is checking price periodically and providing update if it is still a buy or hold. This feature puts an end to stress of buying at levels other than recommended level.
For employed person who gets little time to invest on their own, I think long term portfolio is far better than I have seen anything.
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