Home loans are set to get cheaper with the steep cut in the repo rate by the RBI last week. But more than a reduction in loan rates, which can only increase affordability to some extent, it is the RBI’s proposal to reduce risk weights applicable to lower-value but well collateralised housing loans that have brought cheer to players, such as Gruh Finance. A subsidiary of Housing Development Finance Corporation (HDFC), Gruh Finance is one of the pioneers in the rural housing finance segment,…
Gruh Finance: Home in on this niche player
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