South Indian Bank

Does anyone know:

1. Whats their plan on raising additional equity capital ? There is a special resolution in F22 AR to raise equity upto Rs 2000 cr
   (Current networth: Rs 5854 cr, Paid up capital 209cr)
2. Debt to Equity is extremely high at 15.8… They say the capital adequacy ratio at 16%. Looks ok?
3. Has the mgmt. guided anywhere on their future “Cost to Income ratio” ?
   Presently its very high at 74.3%… Why is it so high and what are they doing to reduce it?
   (I understand that Credit cost is expected to stay at 1%)
4. They came up with Vision 2025 under the present MD who doesnt want to continue after Sep 2023. How likely is it new MD will continue with this path?
5. What’s preventing a foreign bank or any other indian bank from acquiring South indian bank ? (Retail owns 78%, FII 8%, DII 7%)