First each one of us has to devise our own investment philosophy that suit our risk profile – otherwise execution is difficult .
Can there be improved
Know thyself is important . I am very conservative investor – I want lot of margin of safety in my stocks and debt instruments .
If you read this thread , I have articulated my investment strategy in detail in past
Key is
-
Clear asset allocation strategy … Know when you invest in debt ( long duration vs liquid vs Quasi Bond) , equity ( across sectors and market caps )
-
Even with simple 4 simple ETF like NV20 , Midcap 150 , Gsec ETF and cash( liquid fund) you can get very close this number
But be disciplined
Subscribe To Our Free Newsletter |