What are the 3 Ts of asset allocation & portfolio strategies to follow? Arun Kumar explains

Asset allocation is the concept of dividing investment money among different asset classes such as equity, debt, gold, and real estate. The appropriate allocation for a client is determined by considering three Ts: time, tolerance to declines, and trade-off in long-term returns. FundsIndia typically allocates either 70% equity and 30% debt, 50% equity and 50% debt, or 30% equity and 70% debt, depending on the client’s preference.