“Hybrid funds, equity savings funds which have 30-40% in equity, will be the flavour. Dynamic bond funds will at least have 35-40%. Industry will grab their pound of flesh from the debt allocations by mixing both the assets, rather than keeping debt capital. . In terms of risk mitigation, we use structured products to bring down the risk of portfolios, rather than plain vanilla debt, which brings down the risk, but equally brings down the return.”
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