We expect ROA of more than 1% and ROE of over 19% for next financial year: Dinesh Kumar Khara, SBI

This ROA of 0.96 is for the year. If we look at the ROA for this quarter, it would be somewhere around 1.26 or 1.28. And ROE, of course, is 19.68. So, I think for last three quarters, we have been consistently maintaining ROA of more than 1%. And only in the first quarter, since we had the MTM losses of Rs 7,000 crore, we have got a ROA of 0.96 at the full financial year.