Hi Chinmaya. Hope you’re doing well.
Wondering if you would care to explain why you think so? Could you please elaborate on how you track the MFI space; in particular, what metrics or parameters are ‘predictive signals’ towards a forthcoming upcycle or downcycle in microfinance? E.g., any metrics around provisions/NPAs? Any management teams whose commentary in concalls you consider to be a good indicator of the future? What combination of leading and lagging indicators are you tracking to monitor the phase in the cycle? Thank you so much.
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