Sharing my personal experience…
I wanted to withdraw 1lakh Rupees cash in ahmedabad, I had icici bank cheque book. However, icici bank told me that non home branch withdrawal of 1 lakh ( as my home branch is in other district ) will have 500+ gst extra charges…
There was idfc first bank besides icici branch. Went there. There is no home branch concept in idfc bank. So, One lakh Cash withdrawl charges are zero. ( till 4 withdrawals, no limit )
Saved 500+ tax rupees, clean and easy…
They also dont have cash deposit charges to any of the branch…
No wonder idfc first CASA is moving higher. When there are no hidden charges, customer put their money to save those hidden charges. – one of the reason…
Disc: Holding
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