Rather, my point of discussion start where this video ends.
i calculated my XIRR, by downloading the Trade book file from zerodha console and then in Excel sheet, I represented my investments as negative and my initial value of portfolio as negative and final value as positive. So from 5th July 2022 till yesterday 4th July 2023, my XIRR came as 26%.
now when i compared this with last 1 year UTI Nifty 50 Index fund, they are showing 1 year return as 23.29% while SBI small cap Fund showing 1 year return as 26 % …
But I know that my days of investments , my cash inflows and even outflows ( as i sold some shares in between) are different compared to UTI nifty 50 index fund and SBI small cap fund. So definately I cannot compare my XIRR with them. And if that is the case, then how do i value my efforts at investing, being superior or inferior to them? That is my question
P.S, Funds for comparison are just for examples. I am aware that my portfolio constituents may warrant different funds for Benchmark
Subscribe To Our Free Newsletter |