Total advances grew 25% year-on-year to ₹1.75 lakh crore at the end of June, led by a 24% growth in loans to the retail, agriculture and micro, small and medium enterprises (RAM) segment, as a result of which net interest income (NII), or the difference in interest earned and interest expended, grew by 39% to ₹2,340 crore from ₹1,686 crore .
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