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Muthoot Finance cost of funds may go up by 10-15 basis points; to come down after 1-2 quarters: George Alexander Muthoot
"The asset quality has never deteriorated. It is only the NPAs which have gone up. I have always been saying that the NPAs are only technical NPAs and for all these loans which are NPAs, the realisable value is still more than what is due on interest and principal. We have just given a little more time to the customers rather than auction the gold. "