Scuttlebut
I know a person who works as insurance agent.
A year back he took consumer loan for mobile around 35k. He repaid it. After that he was getting calls for loan from idfcfb every week but he said that he didnt need loan so didn’t applied.
Recently he applied for personal loan online at idfcfb around 85k.
Within a day he got amount in bank account. I asked about verification and all other paper work, he said idfcfb person visited his home & job place in same day when he applied online.
Also asked about interest rate he was saying 27% yearly 
, still he is happy with bank and bank service. He is thinking to continue his relation with bank.
I asked him that after paying this loan will he again interested to take loan from the bank, he said he will surely think as he is happy with the bank.
(Extremely sorry 
for my english)
Invested : biased
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