Just enquire personal loan from IDFC FIRST BANK or BAjAj finance with that of federal bank or psu bank. It would be clear why I am saying unethical. Let India be developed country, then definitely we will have upper cap on loan rate specially for Bank.
I see arround me that only those people take loan at higher interest who doesn’t get at it lower rate and few banks take benifit of that. Regional or national …that is different aspect.
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