This page in the annual report gives break up of the operating expenses but there is other expenditure of 6,737 cr which is ~56% of the operating expenses but there are no other details about this expense.
Does anyone have any insight about break up of this expense item? Looking at other banks, it seems this line item includes agent commission, loan sourcing and recovery agent commission.
I wish the bank gave more details about this important and large item of 6700 cr in both annual report and presentation which are very verbose and lengthy but still missing important and relevant information.
Which expenses would be growing slower than revenue as bank’s operation achieve scale?
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