The risk is the difference between both model.
Colending is shared risk and fldg is the full form suggests. This safe guards Banks NNPA.
Fldg is often referred as off the balance sheet!!
Ibull housing is entering retail directly is a beautiful sign, better matrix, much better risk management, we have what 10 Cr Tax payers now +++ annual growth till 2027.
Why would they repay so much debt and Raise Fresh money which is relative less (not to forget less COF)
It’s like the American dream becoming India Dream now !!
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