Please be specific. I already read their concalls. I understand what company is doing, but did not understand what you are trying to convey.
Company is in B2C segment as its major business for its entire history. You are saying they are entering. Only difference from past to present in retail book is now they are lending loans via co-lending
Company does not provide FLDG for any of the loan its originates. But not sure, why you are bringing FLDG again and again
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